Affordable whole-life coverage designed to cover funeral costs, medical bills, and other end-of-life expenses. No medical exam. No health questions. Guaranteed acceptance for seniors ages 50-85.
Final Expense insurance helps your loved ones avoid financial burden during one of life's most difficult moments.
Simple application with no blood work, no doctor visits, and no needles. Just answer a few basic questions.
Your monthly rate will never increase — guaranteed. Your benefits will never decrease, for life.
Builds cash value over time and stays with you for your entire life, regardless of health changes.
Most policies are approved in minutes, with coverage effective the same day you apply.
We've made getting final expense protection easier than ever — no paperwork, no waiting rooms.
Speak with a licensed agent who will find the best plan and rate for your needs and budget.
No medical exam required. The short application takes about 10 minutes over the phone.
Most policies are approved immediately. Your loved ones are protected from day one.
Choose the coverage amount that fits your family's needs — from $5,000 to $25,000+ in protection.
Average funeral now costs $9,000+ — your family won't have to worry about it.
Cover deductibles, copays, and outstanding medical debt left behind.
Credit cards, loans, and other obligations paid without burdening loved ones.
Leave something meaningful behind for children or grandchildren.
Coverage starting at less than a dollar a day
States Licensed
Max Coverage Available
Average Application Time
Guaranteed Acceptance*
Everything you need to know before you call.
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs such as funeral expenses, medical bills, and outstanding debts. It's typically purchased in smaller amounts ($5,000 to $25,000) and is easier to qualify for than traditional life insurance.
No. Final expense policies are issued without a medical exam. Depending on the plan, you may not even need to answer health questions. Guaranteed issue plans accept everyone ages 50-85 regardless of health history.
No. Your premium is locked in for life when your policy is issued. It will never go up, and your death benefit will never go down — guaranteed in your policy contract.
Most policies are approved immediately upon application. Coverage typically begins the same day you apply and pay your first premium, so there's no long waiting period.
The average funeral in the US now costs between $7,000 and $12,000. Most families choose $10,000 to $15,000 to cover funeral plus any outstanding medical bills or debts. Our agents can help you choose the right amount for your situation.
Don't leave your loved ones with financial burden. Speak with a licensed final expense agent today — your free, no-obligation quote is one call away.
📞 786-673-8203Available 7 days a week · Licensed in all 50 states · No obligation